FIRST NB OF BLANCHESTER
BLANCHESTER, OHIO · FDIC Cert #6530
Capital & Safety Analysis
According to FDIC financial data, FIRST NB OF BLANCHESTER holds a Tier 1 capital ratio of 22.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB OF BLANCHESTER has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB OF BLANCHESTER shows strong financial health indicators. With $77M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB OF BLANCHESTER has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 22.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB OF BLANCHESTER holds $77M in total assets and $68M in total deposits. It is located in BLANCHESTER, OHIO (FDIC Certificate #6530).
FIRST NB OF BLANCHESTER has a Tier 1 capital ratio of 22.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.13%, and the return on assets is 0.70%.
Yes. FIRST NB OF BLANCHESTER is FDIC-insured (Certificate #6530). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.