CITIZENS NB OF WOODSFIELD
WOODSFIELD, OHIO · FDIC Cert #6732
Capital & Safety Analysis
According to FDIC financial data, CITIZENS NB OF WOODSFIELD holds a Tier 1 capital ratio of 21.84%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CITIZENS NB OF WOODSFIELD has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CITIZENS NB OF WOODSFIELD shows strong financial health indicators. With $143M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CITIZENS NB OF WOODSFIELD has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 21.84%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CITIZENS NB OF WOODSFIELD holds $143M in total assets and $135M in total deposits. It is located in WOODSFIELD, OHIO (FDIC Certificate #6732).
CITIZENS NB OF WOODSFIELD has a Tier 1 capital ratio of 21.84%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.10%, and the return on assets is 0.74%.
Yes. CITIZENS NB OF WOODSFIELD is FDIC-insured (Certificate #6732). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.