FIRST CENTRAL NB OF ST PARIS
ST. PARIS, OHIO · FDIC Cert #15214
Capital & Safety Analysis
According to FDIC financial data, FIRST CENTRAL NB OF ST PARIS holds a Tier 1 capital ratio of 31.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST CENTRAL NB OF ST PARIS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST CENTRAL NB OF ST PARIS shows strong financial health indicators. With $93M in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST CENTRAL NB OF ST PARIS has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 31.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST CENTRAL NB OF ST PARIS holds $93M in total assets and $74M in total deposits. It is located in ST. PARIS, OHIO (FDIC Certificate #15214).
FIRST CENTRAL NB OF ST PARIS has a Tier 1 capital ratio of 31.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.18%.
Yes. FIRST CENTRAL NB OF ST PARIS is FDIC-insured (Certificate #15214). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.