FIRST FEDERAL BANK OF OHIO
GALION, OHIO · FDIC Cert #27643
Capital & Safety Analysis
According to FDIC financial data, FIRST FEDERAL BANK OF OHIO holds a Tier 1 capital ratio of 32.12%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST FEDERAL BANK OF OHIO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST FEDERAL BANK OF OHIO shows strong financial health indicators. With $272M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST FEDERAL BANK OF OHIO has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 32.12%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST FEDERAL BANK OF OHIO holds $272M in total assets and $228M in total deposits. It is located in GALION, OHIO (FDIC Certificate #27643).
FIRST FEDERAL BANK OF OHIO has a Tier 1 capital ratio of 32.12%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.04%, and the return on assets is 0.12%.
Yes. FIRST FEDERAL BANK OF OHIO is FDIC-insured (Certificate #27643). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.