MIDLAND FS&LA
BRIDGEVIEW, ILLINOIS · FDIC Cert #29980
Capital & Safety Analysis
According to FDIC financial data, MIDLAND FS&LA holds a Tier 1 capital ratio of 47.00%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MIDLAND FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MIDLAND FS&LA shows strong financial health indicators. With $115M in assets and a Health Score of 74/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MIDLAND FS&LA has a Bank Health Score of B (74/100). It holds a Tier 1 capital ratio of 47.00%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MIDLAND FS&LA holds $115M in total assets and $104M in total deposits. It is located in BRIDGEVIEW, ILLINOIS (FDIC Certificate #29980).
MIDLAND FS&LA has a Tier 1 capital ratio of 47.00%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.18%, and the return on assets is 0.23%.
Yes. MIDLAND FS&LA is FDIC-insured (Certificate #29980). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.