APPLIED BANK
WILMINGTON, DELAWARE · FDIC Cert #34193
Capital & Safety Analysis
According to FDIC financial data, APPLIED BANK holds a Tier 1 capital ratio of 78.80%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning APPLIED BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
APPLIED BANK shows strong financial health indicators. With $218M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
APPLIED BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 78.80%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
APPLIED BANK holds $218M in total assets and $173M in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #34193).
APPLIED BANK has a Tier 1 capital ratio of 78.80%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 4.26%.
Yes. APPLIED BANK is FDIC-insured (Certificate #34193). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.