Safest Banks in Delaware 2026
Delaware has 24 FDIC-insured banks with an average Bank Health Score of 72/100 (B). The safest bank is Applied Bank with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 24 Banks in Delaware
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Applied Bank | Wilmington | A | 100 | 78.80% | 0.00% |
| 2 | Stifel Trust Co Delaware NA | Greenville | A | 100 | 45.70% | 0.00% |
| 3 | TD Bank National Assn | Wilmington | A | 89 | 17.70% | 0.72% |
| 4 | Wilmington Svg Fund Society | Wilmington | A | 88 | 13.07% | 0.56% |
| 5 | Santander Bank N A | Wilmington | A | 84 | 16.42% | 1.49% |
| 6 | TD Bank USA National Assn | Wilmington | A | 83 | 33.97% | 2.31% |
| 7 | PNC Bank National Assn | Wilmington | A | 82 | 11.55% | 1.08% |
| 8 | Wilmington Trust NA | Wilmington | B | 77 | 268.47% | 3.88% |
| 9 | Barclays Bank Delaware | Wilmington | B | 74 | 13.70% | 1.64% |
| 10 | Artisans Bank | Wilmington | B | 73 | 12.17% | 0.90% |
| 11 | Bny Mellon Trust of Delaware | Wilmington | B | 70 | 141.69% | 5.35% |
| 12 | Discover Bank | Greenwood | B | 67 | 11.65% | 1.72% |
| 13 | Citicorp Trust Delaware NA | New Castle | B | 65 | 0.00% | 0.00% |
| 14 | Deutsche Bank Tr Co Delaware | Newark | B | 65 | 0.00% | 0.00% |
| 15 | Wells Fargo de Tr Co NA | Wilmington | B | 65 | 0.00% | 0.00% |
| 16 | U S Bank Trust National Assn | Wilmington | B | 65 | 0.00% | 0.00% |
| 17 | Goldman Sachs Tr Co NA The | Wilmington | B | 65 | 0.00% | 0.00% |
| 18 | Bessemer Tr Co of de NA | Wilmington | B | 65 | 0.00% | 0.00% |
| 19 | HSBC Trust Co Delaware NA | Wilmington | B | 65 | 0.00% | 0.00% |
| 20 | Key National Tr Co of De | Wilmington | B | 65 | 0.00% | 0.00% |
Bank Health Scores for Delaware are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Applied Bank in Wilmington is currently the safest bank in Delaware with a score of 100/100 (Grade A).
Delaware has 24 FDIC-insured banks with a combined $1.3T in total assets. The average Bank Health Score across the state is 72/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).