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BankHealth

BNY MELLON TRUST OF DELAWARE

WILMINGTON, DELAWARE · FDIC Cert #24867

B
Health Score
70/100
$202M
Total Assets
$111M
Total Deposits
141.69%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BNY MELLON TRUST OF DELAWARE holds a Tier 1 capital ratio of 141.69%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BNY MELLON TRUST OF DELAWARE has a strong buffer to absorb potential losses.

Key Financial Metrics

5.35%
Nonperforming Loans
High — significant loan problems
62.54%
Liquidity Ratio
Strong — can meet withdrawal demands
6.63%
Return on Assets
Profitable — earning well on assets
$111M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BNY MELLON TRUST OF DELAWARE shows strong financial health indicators. With $202M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BNY MELLON TRUST OF DELAWARE has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 141.69%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BNY MELLON TRUST OF DELAWARE holds $202M in total assets and $111M in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #24867).

BNY MELLON TRUST OF DELAWARE has a Tier 1 capital ratio of 141.69%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 5.35%, and the return on assets is 6.63%.

Yes. BNY MELLON TRUST OF DELAWARE is FDIC-insured (Certificate #24867). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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