SANTANDER BANK N A
WILMINGTON, DELAWARE · FDIC Cert #29950
Capital & Safety Analysis
According to FDIC financial data, SANTANDER BANK N A holds a Tier 1 capital ratio of 16.42%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SANTANDER BANK N A has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SANTANDER BANK N A shows strong financial health indicators. With $100.6B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SANTANDER BANK N A has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 16.42%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SANTANDER BANK N A holds $100.6B in total assets and $75.4B in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #29950).
SANTANDER BANK N A has a Tier 1 capital ratio of 16.42%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.49%, and the return on assets is 0.72%.
Yes. SANTANDER BANK N A is FDIC-insured (Certificate #29950). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.