HSBC TRUST CO DELAWARE NA
WILMINGTON, DELAWARE · FDIC Cert #58188
Capital & Safety Analysis
According to FDIC financial data, HSBC TRUST CO DELAWARE NA holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject HSBC TRUST CO DELAWARE NA to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
HSBC TRUST CO DELAWARE NA shows strong financial health indicators. With $58M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
HSBC TRUST CO DELAWARE NA has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
HSBC TRUST CO DELAWARE NA holds $58M in total assets and $500K in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #58188).
HSBC TRUST CO DELAWARE NA has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 6.82%.
Yes. HSBC TRUST CO DELAWARE NA is FDIC-insured (Certificate #58188). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.