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BankHealth

TD BANK USA NATIONAL ASSN

WILMINGTON, DELAWARE · FDIC Cert #33947

A
Health Score
83/100
$33.7B
Total Assets
$27.3B
Total Deposits
33.97%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, TD BANK USA NATIONAL ASSN holds a Tier 1 capital ratio of 33.97%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning TD BANK USA NATIONAL ASSN has a strong buffer to absorb potential losses.

Key Financial Metrics

2.31%
Nonperforming Loans
Moderate — some loan stress
70.85%
Liquidity Ratio
Strong — can meet withdrawal demands
1.27%
Return on Assets
Profitable — earning well on assets
$27.3B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

TD BANK USA NATIONAL ASSN shows strong financial health indicators. With $33.7B in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

TD BANK USA NATIONAL ASSN has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 33.97%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

TD BANK USA NATIONAL ASSN holds $33.7B in total assets and $27.3B in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #33947).

TD BANK USA NATIONAL ASSN has a Tier 1 capital ratio of 33.97%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 2.31%, and the return on assets is 1.27%.

Yes. TD BANK USA NATIONAL ASSN is FDIC-insured (Certificate #33947). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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