DISCOVER BANK
GREENWOOD, DELAWARE · FDIC Cert #5649
Capital & Safety Analysis
According to FDIC financial data, DISCOVER BANK holds a Tier 1 capital ratio of 11.65%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DISCOVER BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
DISCOVER BANK shows strong financial health indicators. With $148.7B in assets and a Health Score of 67/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
DISCOVER BANK has a Bank Health Score of B (67/100). It holds a Tier 1 capital ratio of 11.65%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
DISCOVER BANK holds $148.7B in total assets and $112.1B in total deposits. It is located in GREENWOOD, DELAWARE (FDIC Certificate #5649).
DISCOVER BANK has a Tier 1 capital ratio of 11.65%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.72%, and the return on assets is 4.04%.
Yes. DISCOVER BANK is FDIC-insured (Certificate #5649). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.