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BankHealth

WILMINGTON TRUST NA

WILMINGTON, DELAWARE · FDIC Cert #34069

B
Health Score
77/100
$699M
Total Assets
$6M
Total Deposits
268.47%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, WILMINGTON TRUST NA holds a Tier 1 capital ratio of 268.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WILMINGTON TRUST NA has a strong buffer to absorb potential losses.

Key Financial Metrics

3.88%
Nonperforming Loans
High — significant loan problems
81.16%
Liquidity Ratio
Strong — can meet withdrawal demands
8.00%
Return on Assets
Profitable — earning well on assets
$6M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

WILMINGTON TRUST NA shows strong financial health indicators. With $699M in assets and a Health Score of 77/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

WILMINGTON TRUST NA has a Bank Health Score of B (77/100). It holds a Tier 1 capital ratio of 268.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

WILMINGTON TRUST NA holds $699M in total assets and $6M in total deposits. It is located in WILMINGTON, DELAWARE (FDIC Certificate #34069).

WILMINGTON TRUST NA has a Tier 1 capital ratio of 268.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 3.88%, and the return on assets is 8.00%.

Yes. WILMINGTON TRUST NA is FDIC-insured (Certificate #34069). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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