PEOPLES NB OF CHECOTAH
CHECOTAH, OKLAHOMA · FDIC Cert #4059
Capital & Safety Analysis
According to FDIC financial data, PEOPLES NB OF CHECOTAH holds a Tier 1 capital ratio of 41.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PEOPLES NB OF CHECOTAH has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PEOPLES NB OF CHECOTAH shows strong financial health indicators. With $167M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PEOPLES NB OF CHECOTAH has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 41.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PEOPLES NB OF CHECOTAH holds $167M in total assets and $140M in total deposits. It is located in CHECOTAH, OKLAHOMA (FDIC Certificate #4059).
PEOPLES NB OF CHECOTAH has a Tier 1 capital ratio of 41.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.46%, and the return on assets is 1.10%.
Yes. PEOPLES NB OF CHECOTAH is FDIC-insured (Certificate #4059). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.