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BankHealth

DAVIDSON TRUST CO

GREAT FALLS, MONTANA · FDIC Cert #35510

A
Health Score
100/100
$11M
Total Assets
$500K
Total Deposits
195.89%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, DAVIDSON TRUST CO holds a Tier 1 capital ratio of 195.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning DAVIDSON TRUST CO has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
89.72%
Liquidity Ratio
Strong — can meet withdrawal demands
17.22%
Return on Assets
Profitable — earning well on assets
$500K
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

DAVIDSON TRUST CO shows strong financial health indicators. With $11M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

DAVIDSON TRUST CO has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 195.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

DAVIDSON TRUST CO holds $11M in total assets and $500K in total deposits. It is located in GREAT FALLS, MONTANA (FDIC Certificate #35510).

DAVIDSON TRUST CO has a Tier 1 capital ratio of 195.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 17.22%.

Yes. DAVIDSON TRUST CO is FDIC-insured (Certificate #35510). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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