BEAL BANK
PLANO, TEXAS · FDIC Cert #32574
Capital & Safety Analysis
According to FDIC financial data, BEAL BANK holds a Tier 1 capital ratio of 70.47%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BEAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BEAL BANK shows strong financial health indicators. With $4.8B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEAL BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 70.47%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEAL BANK holds $4.8B in total assets and $2.4B in total deposits. It is located in PLANO, TEXAS (FDIC Certificate #32574).
BEAL BANK has a Tier 1 capital ratio of 70.47%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 6.05%, and the return on assets is 10.10%.
Yes. BEAL BANK is FDIC-insured (Certificate #32574). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.