EMIGRANT MERCANTILE BANK
NEW YORK, NEW YORK · FDIC Cert #57834
Capital & Safety Analysis
According to FDIC financial data, EMIGRANT MERCANTILE BANK holds a Tier 1 capital ratio of 425.61%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EMIGRANT MERCANTILE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EMIGRANT MERCANTILE BANK shows strong financial health indicators. With $3M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EMIGRANT MERCANTILE BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 425.61%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EMIGRANT MERCANTILE BANK holds $3M in total assets and $500K in total deposits. It is located in NEW YORK, NEW YORK (FDIC Certificate #57834).
EMIGRANT MERCANTILE BANK has a Tier 1 capital ratio of 425.61%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.89%.
Yes. EMIGRANT MERCANTILE BANK is FDIC-insured (Certificate #57834). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.