BEAL BANK USA
LAS VEGAS, NEVADA · FDIC Cert #57833
Capital & Safety Analysis
According to FDIC financial data, BEAL BANK USA holds a Tier 1 capital ratio of 93.82%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BEAL BANK USA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BEAL BANK USA shows strong financial health indicators. With $17.5B in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BEAL BANK USA has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 93.82%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BEAL BANK USA holds $17.5B in total assets and $9.4B in total deposits. It is located in LAS VEGAS, NEVADA (FDIC Certificate #57833).
BEAL BANK USA has a Tier 1 capital ratio of 93.82%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 15.56%, and the return on assets is 13.61%.
Yes. BEAL BANK USA is FDIC-insured (Certificate #57833). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.