Safest Banks in Nevada 2026
Nevada has 16 FDIC-insured banks with an average Bank Health Score of 63/100 (C). The safest bank is Toyota Financial Sb with a score of 94/100.
Data from FDIC Q2 2024
Top 16 Banks in Nevada
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Toyota Financial Sb | Henderson | A | 94 | 29.10% | 0.01% |
| 2 | Wells Fargo Nb West | Las Vegas | A | 91 | 38.66% | 0.83% |
| 3 | Valley Bank of Nevada | North Las Vegas | A | 85 | 14.15% | 0.77% |
| 4 | Farm Bureau Bank FSB | Reno | A | 84 | 12.37% | 0.40% |
| 5 | Eaglemark Savings Bank | Reno | B | 77 | 17.65% | 0.00% |
| 6 | Beal Bank USA | Las Vegas | B | 70 | 93.82% | 15.56% |
| 7 | First National Bank of Ely | Ely | C | 64 | 0.00% | 0.00% |
| 8 | Lexicon Bank | Las Vegas | C | 60 | 0.00% | 0.00% |
| 9 | Nevada Bank&Trust Co | Caliente | C | 58 | 0.00% | 0.10% |
| 10 | Bessemer Tr Co of Nevada NA | Las Vegas | C | 55 | 0.00% | 0.00% |
| 11 | Inspire Trust Co NA | Reno | C | 55 | 0.00% | 0.00% |
| 12 | Genubank | Las Vegas | C | 54 | 0.00% | 0.00% |
| 13 | Gbank | Las Vegas | D | 44 | 0.00% | 0.94% |
| 14 | First Security Bank of Nv | Las Vegas | D | 40 | 0.00% | 4.18% |
| 15 | Meadows Bank | Las Vegas | D | 39 | 0.00% | 0.53% |
| 16 | Credit One Bank NA | Las Vegas | F | 31 | 0.00% | 3.54% |
Bank Health Scores for Nevada are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Toyota Financial Sb in Henderson is currently the safest bank in Nevada with a score of 94/100 (Grade A).
Nevada has 16 FDIC-insured banks with a combined $42.8B in total assets. The average Bank Health Score across the state is 63/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).