Safest Banks in New Hampshire 2026
New Hampshire has 19 FDIC-insured banks with an average Bank Health Score of 68/100 (B). The safest bank is Profile Bank with a score of 92/100.
Data from FDIC Q2 2024
Top 19 Banks in New Hampshire
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Profile Bank | Rochester | A | 92 | 16.46% | 0.00% |
| 2 | Woodsville Guaranty Sb | Woodsville | A | 87 | 15.45% | 0.20% |
| 3 | First Seacoast Bank | Dover | A | 87 | 14.51% | 0.03% |
| 4 | Northway Bank | Berlin | A | 84 | 14.75% | 0.38% |
| 5 | Franklin Savings Bank | Franklin | A | 82 | 13.67% | 0.01% |
| 6 | Primary Bank | Bedford | A | 82 | 14.65% | 0.36% |
| 7 | Bank of New Hampshire | Laconia | B | 74 | 13.42% | 0.05% |
| 8 | Savings Bank of Walpole | Walpole | B | 71 | 12.25% | 0.33% |
| 9 | Salem Coop Bank | Salem | B | 70 | 19.49% | 0.23% |
| 10 | Meredith Village Sb | Meredith | B | 66 | 13.45% | 0.35% |
| 11 | Mascoma Bank | Lebanon | B | 66 | 11.48% | 0.05% |
| 12 | Bank of New England | Salem | B | 66 | 16.10% | 2.34% |
| 13 | Fidelity Personal Tr Co FSB | Merrimack | B | 65 | 0.00% | 0.00% |
| 14 | Merrimack County Sb | Concord | C | 63 | 12.11% | 0.79% |
| 15 | Piscataqua Savings Bank | Portsmouth | C | 53 | 0.00% | 0.52% |
| 16 | Sugar River Bank | Newport | C | 52 | 0.00% | 0.23% |
| 17 | Walden Mutual Bank | Concord | C | 51 | 0.00% | 0.63% |
| 18 | Millyard Bank | Nashua | D | 48 | 0.00% | 0.00% |
| 19 | Claremont Savings Bank | Claremont | D | 42 | 0.00% | 0.63% |
Bank Health Scores for New Hampshire are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Profile Bank in Rochester is currently the safest bank in New Hampshire with a score of 92/100 (Grade A).
New Hampshire has 19 FDIC-insured banks with a combined $17.3B in total assets. The average Bank Health Score across the state is 68/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).