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BankHealth

FIRST SEACOAST BANK

DOVER, NEW HAMPSHIRE · FDIC Cert #29744

A
Health Score
87/100
$602M
Total Assets
$471M
Total Deposits
14.51%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, FIRST SEACOAST BANK holds a Tier 1 capital ratio of 14.51%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST SEACOAST BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.03%
Nonperforming Loans
Low — healthy loan portfolio
25.13%
Liquidity Ratio
Strong — can meet withdrawal demands
0.46%
Return on Assets
Low profitability
$471M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

FIRST SEACOAST BANK shows strong financial health indicators. With $602M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

FIRST SEACOAST BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 14.51%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

FIRST SEACOAST BANK holds $602M in total assets and $471M in total deposits. It is located in DOVER, NEW HAMPSHIRE (FDIC Certificate #29744).

FIRST SEACOAST BANK has a Tier 1 capital ratio of 14.51%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.03%, and the return on assets is 0.46%.

Yes. FIRST SEACOAST BANK is FDIC-insured (Certificate #29744). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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