Updated April 2026 · FDIC Call Report Q2 2024
Banks in New Hampshire
19 FDIC-insured banks are chartered in New Hampshire, holding $17.3B in combined assets. The state-wide average Bank Health Score is 68/100 (B), built from quarterly FDIC Call Report data on capital, loan quality, liquidity, and profitability.
Across New Hampshire, 19 FDIC-insured banks hold $17.3B in total assets. Average BankHealth composite score: 68/100 (average grade B). Moderate state-level scores typically reflect a healthy mix with some banks under pressure.
Top bank by assets: Profile Bank. 10 banks in New Hampshire flagged as at-risk; the state-level rollup reflects average performance across the cohort. Each bank below links to its full BankHealth profile — Tier 1 capital ratio, non-performing loan ratio, liquidity ratio, ROA, multi-quarter trend, and the composite grade breakdown. Cross-bank comparisons within the same state are most useful when controlling for size class.
New Hampshire's Banking Sector
New Hampshire has a relatively compact banking sector — 19 FDIC-insured institutions with $17.3B in combined assets. With this few banks chartered locally, residents often rely on a mix of in-state community banks and out-of-state regional banks operating local branches.
Banks in New Hampshire post an average Bank Health Score of 68/100 (B), around the C/B boundary. Capital is generally adequate and broad-based stress is not visible at the cohort level, but several banks in the state show pockets of credit, liquidity, or capital pressure that warrant individual review.
10 of 19 banks in New Hampshire (about 53%) currently land in the at-risk tier — a higher share than the national average. Concentration of stress this size usually traces to a regional shock: commercial real estate exposure, agricultural prices, or a single dominant local industry experiencing pressure.
Healthiest Banks in New Hampshire
Profile Bank
Woodsville Guaranty Sb
First Seacoast Bank
Northway Bank
Franklin Savings Bank
Primary Bank
Bank of New Hampshire
Savings Bank of Walpole
Salem Coop Bank
Meredith Village Sb
Banks Showing Weakness in New Hampshire
Claremont Savings Bank
Millyard Bank
Walden Mutual Bank
Sugar River Bank
Piscataqua Savings Bank
Merrimack County Sb
Fidelity Personal Tr Co FSB
Meredith Village Sb
Mascoma Bank
Bank of New England
For New Hampshire Depositors
FDIC insurance protects deposits at every bank on this page up to $250,000 per depositor, per insured bank, per ownership category — identical coverage regardless of state. The Bank Health Score ranks regulatory cushion across institutions; it is not a guarantee. Confirm your bank's FDIC status and your specific coverage at FDIC.gov before making changes.
Federal regulators — including the OCC for national charters and the FDIC for state-chartered insured banks — oversee the institutions on this page. Quarterly FFIEC Call Reports are public and provide line-item detail behind every metric here.
How These Scores Are Calculated
Every bank on this page earns a Bank Health Score from four FDIC Call Report inputs: Tier 1 capital ratio (35%), NPL ratio inverted (30%), liquidity ratio (25%), and return on assets (10%). The composite is reported as a 0–100 score and an A–F grade. Read the full methodology.
Frequently Asked Questions
How many banks are in New Hampshire?
19 FDIC-insured banks are chartered in New Hampshire, holding $17.3B in combined assets. New Hampshire has a relatively compact banking sector — 19 FDIC-insured institutions with $17.3B in combined assets. With this few banks chartered locally, residents often rely on a mix of in-state community banks and out-of-state regional banks operating local branches.
What is the average bank health score in New Hampshire?
Banks in New Hampshire post an average Bank Health Score of 68/100 (B), around the C/B boundary. Capital is generally adequate and broad-based stress is not visible at the cohort level, but several banks in the state show pockets of credit, liquidity, or capital pressure that warrant individual review.
Which banks in New Hampshire are showing the most stress?
10 of 19 banks in New Hampshire (about 53%) currently land in the at-risk tier — a higher share than the national average. Concentration of stress this size usually traces to a regional shock: commercial real estate exposure, agricultural prices, or a single dominant local industry experiencing pressure. See the "Banks Showing Weakness" section above for the specific institutions and their Health Score factors.
Are banks in New Hampshire FDIC-insured?
Yes. Every bank on this page is FDIC-insured, which protects deposits up to $250,000 per depositor, per insured bank, per ownership category. FDIC insurance is identical regardless of state. Verify your bank's status and your specific coverage at FDIC.gov, particularly if you hold combined balances above the $250,000 limit.
Where does this data come from?
All bank financials are pulled from the FDIC BankFind API, which sources directly from quarterly Call Reports filed with the FFIEC. Health Scores are computed from a transparent four-factor formula using public Call Report fields. All data is U.S. government public domain.
Sources: FDIC BankFind API ( banks.data.fdic.gov); FFIEC Call Reports ( cdr.ffiec.gov/public); OCC ( occ.gov). Public domain.
Last updated 2026-04-06 · Data covers 19 New Hampshire banks. Informational only; not investment advice.