FIDELITY PERSONAL TR CO FSB
MERRIMACK, NEW HAMPSHIRE · FDIC Cert #35206
Capital & Safety Analysis
According to FDIC financial data, FIDELITY PERSONAL TR CO FSB holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIDELITY PERSONAL TR CO FSB to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIDELITY PERSONAL TR CO FSB shows strong financial health indicators. With $84M in assets and a Health Score of 65/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIDELITY PERSONAL TR CO FSB has a Bank Health Score of B (65/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIDELITY PERSONAL TR CO FSB holds $84M in total assets and $500K in total deposits. It is located in MERRIMACK, NEW HAMPSHIRE (FDIC Certificate #35206).
FIDELITY PERSONAL TR CO FSB has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 25.05%.
Yes. FIDELITY PERSONAL TR CO FSB is FDIC-insured (Certificate #35206). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.