SALEM COOP BANK
SALEM, NEW HAMPSHIRE · FDIC Cert #27824
Capital & Safety Analysis
According to FDIC financial data, SALEM COOP BANK holds a Tier 1 capital ratio of 19.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning SALEM COOP BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
SALEM COOP BANK shows strong financial health indicators. With $557M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
SALEM COOP BANK has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 19.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
SALEM COOP BANK holds $557M in total assets and $363M in total deposits. It is located in SALEM, NEW HAMPSHIRE (FDIC Certificate #27824).
SALEM COOP BANK has a Tier 1 capital ratio of 19.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.23%, and the return on assets is -0.55%.
Yes. SALEM COOP BANK is FDIC-insured (Certificate #27824). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.