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BankHealth

CLAREMONT SAVINGS BANK

CLAREMONT, NEW HAMPSHIRE · FDIC Cert #18038

D
Health Score
42/100
$528M
Total Assets
$407M
Total Deposits
0.00%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Critically Undercapitalized

According to FDIC financial data, CLAREMONT SAVINGS BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject CLAREMONT SAVINGS BANK to additional regulatory scrutiny.

Key Financial Metrics

0.63%
Nonperforming Loans
Low — healthy loan portfolio
15.36%
Liquidity Ratio
Adequate liquidity
0.80%
Return on Assets
Low profitability
$407M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

CLAREMONT SAVINGS BANK shows some financial weakness with a Health Score of 42/100. This does not mean the bank will fail, but some financial indicators are below average. Your FDIC-insured deposits (up to $250,000) are fully protected by the US government.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

CLAREMONT SAVINGS BANK has a Bank Health Score of D (42/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

CLAREMONT SAVINGS BANK holds $528M in total assets and $407M in total deposits. It is located in CLAREMONT, NEW HAMPSHIRE (FDIC Certificate #18038).

CLAREMONT SAVINGS BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 0.80%.

Yes. CLAREMONT SAVINGS BANK is FDIC-insured (Certificate #18038). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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