WALDEN MUTUAL BANK
CONCORD, NEW HAMPSHIRE · FDIC Cert #59289
Capital & Safety Analysis
According to FDIC financial data, WALDEN MUTUAL BANK holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject WALDEN MUTUAL BANK to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
WALDEN MUTUAL BANK shows average financial health. While not alarming, its Health Score of 51/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WALDEN MUTUAL BANK has a Bank Health Score of C (51/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WALDEN MUTUAL BANK holds $106M in total assets and $86M in total deposits. It is located in CONCORD, NEW HAMPSHIRE (FDIC Certificate #59289).
WALDEN MUTUAL BANK has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.63%, and the return on assets is -1.07%.
Yes. WALDEN MUTUAL BANK is FDIC-insured (Certificate #59289). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.