MASCOMA BANK
LEBANON, NEW HAMPSHIRE · FDIC Cert #18013
Capital & Safety Analysis
According to FDIC financial data, MASCOMA BANK holds a Tier 1 capital ratio of 11.48%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MASCOMA BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MASCOMA BANK shows strong financial health indicators. With $2.9B in assets and a Health Score of 66/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MASCOMA BANK has a Bank Health Score of B (66/100). It holds a Tier 1 capital ratio of 11.48%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MASCOMA BANK holds $2.9B in total assets and $2.5B in total deposits. It is located in LEBANON, NEW HAMPSHIRE (FDIC Certificate #18013).
MASCOMA BANK has a Tier 1 capital ratio of 11.48%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is 0.19%.
Yes. MASCOMA BANK is FDIC-insured (Certificate #18013). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.