NORTHWAY BANK
BERLIN, NEW HAMPSHIRE · FDIC Cert #14240
Capital & Safety Analysis
According to FDIC financial data, NORTHWAY BANK holds a Tier 1 capital ratio of 14.75%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning NORTHWAY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
NORTHWAY BANK shows strong financial health indicators. With $1.3B in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
NORTHWAY BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 14.75%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
NORTHWAY BANK holds $1.3B in total assets and $1.0B in total deposits. It is located in BERLIN, NEW HAMPSHIRE (FDIC Certificate #14240).
NORTHWAY BANK has a Tier 1 capital ratio of 14.75%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.38%, and the return on assets is 0.45%.
Yes. NORTHWAY BANK is FDIC-insured (Certificate #14240). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.