PROFILE BANK
ROCHESTER, NEW HAMPSHIRE · FDIC Cert #28155
Capital & Safety Analysis
According to FDIC financial data, PROFILE BANK holds a Tier 1 capital ratio of 16.46%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning PROFILE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
PROFILE BANK shows strong financial health indicators. With $302M in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
PROFILE BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 16.46%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
PROFILE BANK holds $302M in total assets and $260M in total deposits. It is located in ROCHESTER, NEW HAMPSHIRE (FDIC Certificate #28155).
PROFILE BANK has a Tier 1 capital ratio of 16.46%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is -0.05%.
Yes. PROFILE BANK is FDIC-insured (Certificate #28155). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.