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BankHealth

MERRIMACK COUNTY SB

CONCORD, NEW HAMPSHIRE · FDIC Cert #17960

C
Health Score
63/100
$1.4B
Total Assets
$1.0B
Total Deposits
12.11%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, MERRIMACK COUNTY SB holds a Tier 1 capital ratio of 12.11%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MERRIMACK COUNTY SB has a strong buffer to absorb potential losses.

Key Financial Metrics

0.79%
Nonperforming Loans
Low — healthy loan portfolio
11.66%
Liquidity Ratio
Adequate liquidity
0.45%
Return on Assets
Low profitability
$1.0B
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

MERRIMACK COUNTY SB shows average financial health. While not alarming, its Health Score of 63/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

MERRIMACK COUNTY SB has a Bank Health Score of C (63/100). It holds a Tier 1 capital ratio of 12.11%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

MERRIMACK COUNTY SB holds $1.4B in total assets and $1.0B in total deposits. It is located in CONCORD, NEW HAMPSHIRE (FDIC Certificate #17960).

MERRIMACK COUNTY SB has a Tier 1 capital ratio of 12.11%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.79%, and the return on assets is 0.45%.

Yes. MERRIMACK COUNTY SB is FDIC-insured (Certificate #17960). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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