Safest Banks in Nebraska 2026
Nebraska has 120 FDIC-insured banks with an average Bank Health Score of 65/100 (B). The safest bank is Farmers&Merchants Stb Bloomf with a score of 100/100.
Data from FDIC Q2 2024
Top 20 of 120 Banks in Nebraska
| # | Bank | City | Grade | Score | Tier 1 Capital | NPL Ratio |
|---|---|---|---|---|---|---|
| 1 | Farmers&Merchants Stb Bloomf | Bloomfield | A | 100 | 21.33% | 0.04% |
| 2 | Boelus State Bank | Boelus | A | 100 | 33.37% | 0.00% |
| 3 | First National Bank in Ord | Ord | A | 100 | 21.22% | 0.00% |
| 4 | Siouxland Bank | South Sioux City | A | 99 | 28.33% | 0.00% |
| 5 | Scribner Bank | Scribner | A | 98 | 21.88% | 0.26% |
| 6 | Bankfirst | Norfolk | A | 96 | 16.94% | 0.63% |
| 7 | First Nb of Gordon | Gordon | A | 96 | 29.55% | 0.66% |
| 8 | Adams County Bank | Kenesaw | A | 94 | 13.82% | 0.00% |
| 9 | South Central State Bank | Campbell | A | 94 | 13.33% | 0.00% |
| 10 | Five Points Bank | Grand Island | A | 92 | 13.56% | 0.06% |
| 11 | Stanton State Bank | Stanton | A | 92 | 16.13% | 0.31% |
| 12 | Corn Growers State Bank | Murdock | A | 91 | 14.28% | 0.05% |
| 13 | Genoa Community Bank | Genoa | A | 90 | 16.03% | 0.00% |
| 14 | Bank of Hartington | Hartington | A | 88 | 12.15% | 0.00% |
| 15 | York State Bank | York | A | 88 | 15.06% | 0.39% |
| 16 | Battle Creek State Bank | Battle Creek | A | 87 | 15.81% | 0.00% |
| 17 | Waypoint Bank | Cozad | A | 84 | 13.15% | 1.09% |
| 18 | Access Bank | Omaha | A | 84 | 12.16% | 0.01% |
| 19 | Madison County Bank | Madison | A | 83 | 17.89% | 0.18% |
| 20 | Union Bank&Trust Co | Lincoln | A | 82 | 12.06% | 0.20% |
Bank Health Scores for Nebraska are calculated from FDIC Call Report data including Tier 1 capital ratios, nonperforming loan ratios, liquidity ratios, and return on assets.
Frequently Asked Questions
Based on our Bank Health Score analysis of FDIC data, Farmers&Merchants Stb Bloomf in Bloomfield is currently the safest bank in Nebraska with a score of 100/100 (Grade A).
Nebraska has 120 FDIC-insured banks with a combined $96.6B in total assets. The average Bank Health Score across the state is 65/100.
The Bank Health Score (0-100) is based on four FDIC-reported metrics: Tier 1 capital ratio (35% weight), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%). Higher scores indicate stronger financial health.
Bank Health Scores are computed from quarterly FDIC Call Report data. Tier 1 capital ratio (35%), nonperforming loan ratio (30%), liquidity ratio (25%), and return on assets (10%).