UNION BANK&TRUST CO
LINCOLN, NEBRASKA · FDIC Cert #13421
Capital & Safety Analysis
According to FDIC financial data, UNION BANK&TRUST CO holds a Tier 1 capital ratio of 12.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning UNION BANK&TRUST CO has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
UNION BANK&TRUST CO shows strong financial health indicators. With $8.5B in assets and a Health Score of 82/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
UNION BANK&TRUST CO has a Bank Health Score of A (82/100). It holds a Tier 1 capital ratio of 12.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
UNION BANK&TRUST CO holds $8.5B in total assets and $6.6B in total deposits. It is located in LINCOLN, NEBRASKA (FDIC Certificate #13421).
UNION BANK&TRUST CO has a Tier 1 capital ratio of 12.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.20%, and the return on assets is 1.71%.
Yes. UNION BANK&TRUST CO is FDIC-insured (Certificate #13421). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.