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BankHealth

ACCESS BANK

OMAHA, NEBRASKA · FDIC Cert #58727

A
Health Score
84/100
$996M
Total Assets
$833M
Total Deposits
12.16%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, ACCESS BANK holds a Tier 1 capital ratio of 12.16%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ACCESS BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.01%
Nonperforming Loans
Low — healthy loan portfolio
25.11%
Liquidity Ratio
Strong — can meet withdrawal demands
1.15%
Return on Assets
Profitable — earning well on assets
$833M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

ACCESS BANK shows strong financial health indicators. With $996M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

ACCESS BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 12.16%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

ACCESS BANK holds $996M in total assets and $833M in total deposits. It is located in OMAHA, NEBRASKA (FDIC Certificate #58727).

ACCESS BANK has a Tier 1 capital ratio of 12.16%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.01%, and the return on assets is 1.15%.

Yes. ACCESS BANK is FDIC-insured (Certificate #58727). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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