MADISON COUNTY BANK
MADISON, NEBRASKA · FDIC Cert #31999
Capital & Safety Analysis
According to FDIC financial data, MADISON COUNTY BANK holds a Tier 1 capital ratio of 17.89%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning MADISON COUNTY BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
MADISON COUNTY BANK shows strong financial health indicators. With $596M in assets and a Health Score of 83/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
MADISON COUNTY BANK has a Bank Health Score of A (83/100). It holds a Tier 1 capital ratio of 17.89%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
MADISON COUNTY BANK holds $596M in total assets and $458M in total deposits. It is located in MADISON, NEBRASKA (FDIC Certificate #31999).
MADISON COUNTY BANK has a Tier 1 capital ratio of 17.89%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.18%, and the return on assets is 0.61%.
Yes. MADISON COUNTY BANK is FDIC-insured (Certificate #31999). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.