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BankHealth

BATTLE CREEK STATE BANK

BATTLE CREEK, NEBRASKA · FDIC Cert #16330

A
Health Score
87/100
$42M
Total Assets
$36M
Total Deposits
15.81%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BATTLE CREEK STATE BANK holds a Tier 1 capital ratio of 15.81%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BATTLE CREEK STATE BANK has a strong buffer to absorb potential losses.

Key Financial Metrics

0.00%
Nonperforming Loans
Low — healthy loan portfolio
21.25%
Liquidity Ratio
Strong — can meet withdrawal demands
0.94%
Return on Assets
Low profitability
$36M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BATTLE CREEK STATE BANK shows strong financial health indicators. With $42M in assets and a Health Score of 87/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BATTLE CREEK STATE BANK has a Bank Health Score of A (87/100). It holds a Tier 1 capital ratio of 15.81%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BATTLE CREEK STATE BANK holds $42M in total assets and $36M in total deposits. It is located in BATTLE CREEK, NEBRASKA (FDIC Certificate #16330).

BATTLE CREEK STATE BANK has a Tier 1 capital ratio of 15.81%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.94%.

Yes. BATTLE CREEK STATE BANK is FDIC-insured (Certificate #16330). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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