WAYPOINT BANK
COZAD, NEBRASKA · FDIC Cert #5394
Capital & Safety Analysis
According to FDIC financial data, WAYPOINT BANK holds a Tier 1 capital ratio of 13.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning WAYPOINT BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
WAYPOINT BANK shows strong financial health indicators. With $377M in assets and a Health Score of 84/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
WAYPOINT BANK has a Bank Health Score of A (84/100). It holds a Tier 1 capital ratio of 13.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
WAYPOINT BANK holds $377M in total assets and $285M in total deposits. It is located in COZAD, NEBRASKA (FDIC Certificate #5394).
WAYPOINT BANK has a Tier 1 capital ratio of 13.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 1.09%, and the return on assets is 1.13%.
Yes. WAYPOINT BANK is FDIC-insured (Certificate #5394). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.