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BankHealth

BANKFIRST

NORFOLK, NEBRASKA · FDIC Cert #20130

A
Health Score
96/100
$1.1B
Total Assets
$673M
Total Deposits
16.94%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, BANKFIRST holds a Tier 1 capital ratio of 16.94%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BANKFIRST has a strong buffer to absorb potential losses.

Key Financial Metrics

0.63%
Nonperforming Loans
Low — healthy loan portfolio
31.29%
Liquidity Ratio
Strong — can meet withdrawal demands
2.55%
Return on Assets
Profitable — earning well on assets
$673M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

BANKFIRST shows strong financial health indicators. With $1.1B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

BANKFIRST has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 16.94%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

BANKFIRST holds $1.1B in total assets and $673M in total deposits. It is located in NORFOLK, NEBRASKA (FDIC Certificate #20130).

BANKFIRST has a Tier 1 capital ratio of 16.94%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.63%, and the return on assets is 2.55%.

Yes. BANKFIRST is FDIC-insured (Certificate #20130). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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