YORK STATE BANK
YORK, NEBRASKA · FDIC Cert #16079
Capital & Safety Analysis
According to FDIC financial data, YORK STATE BANK holds a Tier 1 capital ratio of 15.06%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning YORK STATE BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
YORK STATE BANK shows strong financial health indicators. With $184M in assets and a Health Score of 88/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
YORK STATE BANK has a Bank Health Score of A (88/100). It holds a Tier 1 capital ratio of 15.06%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
YORK STATE BANK holds $184M in total assets and $156M in total deposits. It is located in YORK, NEBRASKA (FDIC Certificate #16079).
YORK STATE BANK has a Tier 1 capital ratio of 15.06%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.39%, and the return on assets is 1.99%.
Yes. YORK STATE BANK is FDIC-insured (Certificate #16079). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.