FIVE POINTS BANK
GRAND ISLAND, NEBRASKA · FDIC Cert #20488
Capital & Safety Analysis
According to FDIC financial data, FIVE POINTS BANK holds a Tier 1 capital ratio of 13.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIVE POINTS BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIVE POINTS BANK shows strong financial health indicators. With $2.0B in assets and a Health Score of 92/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIVE POINTS BANK has a Bank Health Score of A (92/100). It holds a Tier 1 capital ratio of 13.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIVE POINTS BANK holds $2.0B in total assets and $1.8B in total deposits. It is located in GRAND ISLAND, NEBRASKA (FDIC Certificate #20488).
FIVE POINTS BANK has a Tier 1 capital ratio of 13.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.06%, and the return on assets is 1.04%.
Yes. FIVE POINTS BANK is FDIC-insured (Certificate #20488). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.