FIRST NATIONAL BANK OF ELY
ELY, NEVADA · FDIC Cert #2273
Capital & Safety Analysis
According to FDIC financial data, FIRST NATIONAL BANK OF ELY holds a Tier 1 capital ratio of 0.00%. This falls below the 6% threshold regulators require, which may subject FIRST NATIONAL BANK OF ELY to additional regulatory scrutiny.
Key Financial Metrics
What This Means For Your Money
FIRST NATIONAL BANK OF ELY shows average financial health. While not alarming, its Health Score of 64/100 suggests some areas could be stronger. Your FDIC-insured deposits (up to $250,000) remain fully protected regardless.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NATIONAL BANK OF ELY has a Bank Health Score of C (64/100). It holds a Tier 1 capital ratio of 0.00%, which is below the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NATIONAL BANK OF ELY holds $118M in total assets and $114M in total deposits. It is located in ELY, NEVADA (FDIC Certificate #2273).
FIRST NATIONAL BANK OF ELY has a Tier 1 capital ratio of 0.00%, classifying it as "Critically Undercapitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.77%.
Yes. FIRST NATIONAL BANK OF ELY is FDIC-insured (Certificate #2273). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.