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BankHealth

VALLEY BANK OF NEVADA

NORTH LAS VEGAS, NEVADA · FDIC Cert #57933

A
Health Score
85/100
$205M
Total Assets
$180M
Total Deposits
14.15%
Tier 1 Capital
Q2 2024
Report Date

Capital & Safety Analysis

Regulatory Status:Well-Capitalized

According to FDIC financial data, VALLEY BANK OF NEVADA holds a Tier 1 capital ratio of 14.15%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning VALLEY BANK OF NEVADA has a strong buffer to absorb potential losses.

Key Financial Metrics

0.77%
Nonperforming Loans
Low — healthy loan portfolio
25.91%
Liquidity Ratio
Strong — can meet withdrawal demands
0.95%
Return on Assets
Low profitability
$180M
Domestic Deposits
Total domestic deposits held

What This Means For Your Money

VALLEY BANK OF NEVADA shows strong financial health indicators. With $205M in assets and a Health Score of 85/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.

Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.

Frequently Asked Questions

VALLEY BANK OF NEVADA has a Bank Health Score of A (85/100). It holds a Tier 1 capital ratio of 14.15%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.

VALLEY BANK OF NEVADA holds $205M in total assets and $180M in total deposits. It is located in NORTH LAS VEGAS, NEVADA (FDIC Certificate #57933).

VALLEY BANK OF NEVADA has a Tier 1 capital ratio of 14.15%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.77%, and the return on assets is 0.95%.

Yes. VALLEY BANK OF NEVADA is FDIC-insured (Certificate #57933). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.

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