ROXBORO SAVINGS BANK SSB
ROXBORO, NORTH CAROLINA · FDIC Cert #28471
Capital & Safety Analysis
According to FDIC financial data, ROXBORO SAVINGS BANK SSB holds a Tier 1 capital ratio of 41.37%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning ROXBORO SAVINGS BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
ROXBORO SAVINGS BANK SSB shows strong financial health indicators. With $328M in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
ROXBORO SAVINGS BANK SSB has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 41.37%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
ROXBORO SAVINGS BANK SSB holds $328M in total assets and $266M in total deposits. It is located in ROXBORO, NORTH CAROLINA (FDIC Certificate #28471).
ROXBORO SAVINGS BANK SSB has a Tier 1 capital ratio of 41.37%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.33%, and the return on assets is 1.19%.
Yes. ROXBORO SAVINGS BANK SSB is FDIC-insured (Certificate #28471). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.