GENERATIONS COMMERCIAL BANK
SENECA FALLS, NEW YORK · FDIC Cert #59149
Capital & Safety Analysis
According to FDIC financial data, GENERATIONS COMMERCIAL BANK holds a Tier 1 capital ratio of 226.87%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GENERATIONS COMMERCIAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GENERATIONS COMMERCIAL BANK shows strong financial health indicators. With $19M in assets and a Health Score of 98/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GENERATIONS COMMERCIAL BANK has a Bank Health Score of A (98/100). It holds a Tier 1 capital ratio of 226.87%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GENERATIONS COMMERCIAL BANK holds $19M in total assets and $10M in total deposits. It is located in SENECA FALLS, NEW YORK (FDIC Certificate #59149).
GENERATIONS COMMERCIAL BANK has a Tier 1 capital ratio of 226.87%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.54%.
Yes. GENERATIONS COMMERCIAL BANK is FDIC-insured (Certificate #59149). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.