EL DORADO SAVINGS BANK FSB
PLACERVILLE, CALIFORNIA · FDIC Cert #30953
Capital & Safety Analysis
According to FDIC financial data, EL DORADO SAVINGS BANK FSB holds a Tier 1 capital ratio of 45.64%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning EL DORADO SAVINGS BANK FSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
EL DORADO SAVINGS BANK FSB shows strong financial health indicators. With $2.4B in assets and a Health Score of 95/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
EL DORADO SAVINGS BANK FSB has a Bank Health Score of A (95/100). It holds a Tier 1 capital ratio of 45.64%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
EL DORADO SAVINGS BANK FSB holds $2.4B in total assets and $2.1B in total deposits. It is located in PLACERVILLE, CALIFORNIA (FDIC Certificate #30953).
EL DORADO SAVINGS BANK FSB has a Tier 1 capital ratio of 45.64%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.21%, and the return on assets is 0.98%.
Yes. EL DORADO SAVINGS BANK FSB is FDIC-insured (Certificate #30953). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.