BMO HARRIS CENTRAL NA
ROSELLE, ILLINOIS · FDIC Cert #58216
Capital & Safety Analysis
According to FDIC financial data, BMO HARRIS CENTRAL NA holds a Tier 1 capital ratio of 446.05%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning BMO HARRIS CENTRAL NA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
BMO HARRIS CENTRAL NA shows strong financial health indicators. With $8M in assets and a Health Score of 94/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
BMO HARRIS CENTRAL NA has a Bank Health Score of A (94/100). It holds a Tier 1 capital ratio of 446.05%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
BMO HARRIS CENTRAL NA holds $8M in total assets and $1M in total deposits. It is located in ROSELLE, ILLINOIS (FDIC Certificate #58216).
BMO HARRIS CENTRAL NA has a Tier 1 capital ratio of 446.05%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 0.54%.
Yes. BMO HARRIS CENTRAL NA is FDIC-insured (Certificate #58216). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.