JACKSON FS&LA
JACKSON, MINNESOTA · FDIC Cert #30492
Capital & Safety Analysis
According to FDIC financial data, JACKSON FS&LA holds a Tier 1 capital ratio of 56.03%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning JACKSON FS&LA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
JACKSON FS&LA shows strong financial health indicators. With $28M in assets and a Health Score of 89/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
JACKSON FS&LA has a Bank Health Score of A (89/100). It holds a Tier 1 capital ratio of 56.03%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
JACKSON FS&LA holds $28M in total assets and $22M in total deposits. It is located in JACKSON, MINNESOTA (FDIC Certificate #30492).
JACKSON FS&LA has a Tier 1 capital ratio of 56.03%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.17%, and the return on assets is -0.80%.
Yes. JACKSON FS&LA is FDIC-insured (Certificate #30492). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.