FIRST NB NORTHWEST FLORIDA
PANAMA CITY, FLORIDA · FDIC Cert #25122
Capital & Safety Analysis
According to FDIC financial data, FIRST NB NORTHWEST FLORIDA holds a Tier 1 capital ratio of 51.49%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning FIRST NB NORTHWEST FLORIDA has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
FIRST NB NORTHWEST FLORIDA shows strong financial health indicators. With $176M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
FIRST NB NORTHWEST FLORIDA has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 51.49%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
FIRST NB NORTHWEST FLORIDA holds $176M in total assets and $148M in total deposits. It is located in PANAMA CITY, FLORIDA (FDIC Certificate #25122).
FIRST NB NORTHWEST FLORIDA has a Tier 1 capital ratio of 51.49%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.48%.
Yes. FIRST NB NORTHWEST FLORIDA is FDIC-insured (Certificate #25122). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.