GS&L MUNICIPAL BANK
GOUVERNEUR, NEW YORK · FDIC Cert #59312
Capital & Safety Analysis
According to FDIC financial data, GS&L MUNICIPAL BANK holds a Tier 1 capital ratio of 152.56%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning GS&L MUNICIPAL BANK has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
GS&L MUNICIPAL BANK shows strong financial health indicators. With $31M in assets and a Health Score of 100/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
GS&L MUNICIPAL BANK has a Bank Health Score of A (100/100). It holds a Tier 1 capital ratio of 152.56%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
GS&L MUNICIPAL BANK holds $31M in total assets and $17M in total deposits. It is located in GOUVERNEUR, NEW YORK (FDIC Certificate #59312).
GS&L MUNICIPAL BANK has a Tier 1 capital ratio of 152.56%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 2.86%.
Yes. GS&L MUNICIPAL BANK is FDIC-insured (Certificate #59312). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.