CHARLES SCHWAB PREMIER BK SS
WESTLAKE, TEXAS · FDIC Cert #33497
Capital & Safety Analysis
According to FDIC financial data, CHARLES SCHWAB PREMIER BK SS holds a Tier 1 capital ratio of 56.34%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning CHARLES SCHWAB PREMIER BK SS has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
CHARLES SCHWAB PREMIER BK SS shows strong financial health indicators. With $25.5B in assets and a Health Score of 96/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
CHARLES SCHWAB PREMIER BK SS has a Bank Health Score of A (96/100). It holds a Tier 1 capital ratio of 56.34%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
CHARLES SCHWAB PREMIER BK SS holds $25.5B in total assets and $20.2B in total deposits. It is located in WESTLAKE, TEXAS (FDIC Certificate #33497).
CHARLES SCHWAB PREMIER BK SS has a Tier 1 capital ratio of 56.34%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.00%, and the return on assets is 1.09%.
Yes. CHARLES SCHWAB PREMIER BK SS is FDIC-insured (Certificate #33497). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.