AUSTIN CAPITAL BANK SSB
AUSTIN, TEXAS · FDIC Cert #58082
Capital & Safety Analysis
According to FDIC financial data, AUSTIN CAPITAL BANK SSB holds a Tier 1 capital ratio of 39.77%. This exceeds the 8% threshold regulators consider "well-capitalized," meaning AUSTIN CAPITAL BANK SSB has a strong buffer to absorb potential losses.
Key Financial Metrics
What This Means For Your Money
AUSTIN CAPITAL BANK SSB shows strong financial health indicators. With $368M in assets and a Health Score of 70/100, this bank demonstrates solid capital reserves, manageable loan risk, and adequate liquidity to serve its depositors.
Remember: FDIC insurance covers up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically have access to their funds within two business days.
Frequently Asked Questions
AUSTIN CAPITAL BANK SSB has a Bank Health Score of B (70/100). It holds a Tier 1 capital ratio of 39.77%, which is above the 8% "well-capitalized" threshold. All deposits up to $250,000 per depositor are FDIC insured regardless of the bank's health.
AUSTIN CAPITAL BANK SSB holds $368M in total assets and $311M in total deposits. It is located in AUSTIN, TEXAS (FDIC Certificate #58082).
AUSTIN CAPITAL BANK SSB has a Tier 1 capital ratio of 39.77%, classifying it as "Well-Capitalized." The nonperforming loan ratio is 0.05%, and the return on assets is -0.66%.
Yes. AUSTIN CAPITAL BANK SSB is FDIC-insured (Certificate #58082). The FDIC insures deposits up to $250,000 per depositor, per bank, per ownership category. Even if a bank fails, insured depositors typically regain access to funds within two business days.